Moula

Track every expense at a glance

Moula is the free expense tracker built for everyday life: log an expense in seconds, split it with your circle, and always know who owes what.

Download on the App StoreComing soonGet it on Google PlayComing soon

Free · iOS & Android · Français & English

Moula transactions screen showing a month of expenses grouped by day

Tracking

Your money, organized your way

Moula tracks expenses, income and transfers across as many accounts as you need — in any currency, with live conversion to euros.

  • Your own categories

    Create emoji categories, group them into themes, and merge them when life changes.

  • Multiple accounts

    Color-coded wallets with their own balances — adjust or close them whenever you need.

  • Multi-currency

    Log an expense in any currency; Moula converts it to euros at live rates.

  • Fast by design

    A dedicated keyboard and smart defaults make adding an expense a five-second job.

Adding an expense in Moula with amount, category and account
A shared project in Moula showing each member’s balance and who pays whom

Sharing

Know who owes what, instantly

Create a project for a trip, a flat or a night out: up to 10 people can share expenses — including guests who don’t have the app.

  • Split your way

    Equally, as parts or by exact amounts — chosen per expense, not per project.

  • Guests welcome

    Add people without a Moula account; their share is tracked like everyone else’s.

  • Settle up in a tap

    Moula works out who pays whom and records the repayment when you mark it done.

Refunds

Never lose track of money you’re owed

Lent money on an expense? Moula follows every refund — partial repayments included — until you’re square.

Pending refunds stay visible in a dedicated waiting list, and each one keeps its history.

You got €40 back 🎉
Moula refund screen tracking a half-repaid refund with its history
Moula analytics with monthly comparison, key numbers and net cash flow

Analytics

See where it all goes

Moula compares this month with the same point last month, so the numbers actually mean something.

  • Honest comparisons

    Month-to-date against the same days last month, with a spending-pace sparkline.

  • Your key numbers

    Daily average, biggest day, net cash flow and your biggest expenses at a glance.

  • Break it all down

    By category or theme, by day, by account — filtered over any period you choose.

Your data, under your control

No password to leak, no bank connection to worry about.

Passwordless sign-in

A one-time code sent to your email signs you in — there’s no password to remember or leak.

GDPR-compliant

Your rights to export and delete your data are respected, as the GDPR requires.

Synced across devices

Sign in on a new phone and your data is there, kept in sync securely.

Read the privacy policy

Roadmap

What’s next

  1. Bank synchronization
  2. Budget creation
  3. Android deployment
  4. Your idea?

We’re open to any feedback and build Moula with you — tell us what you’d love to see at [email protected]

Frequently asked questions

Is Moula free?

Yes. Moula is free on iOS and Android.

Can I split expenses with someone who doesn’t have the app?

Yes. Add them as a guest: their share and balance are tracked like any member’s, no account needed.

Does Moula connect to my bank account?

Not yet — today you log expenses yourself, which keeps you aware of your spending. Bank synchronization is next on our roadmap.

Which currencies does Moula support?

You can log expenses in the currencies you live and travel with; balances are converted to euros at live exchange rates.

How does settling up work?

In a project, Moula computes the simplest who-pays-whom. Mark a settlement as done and it’s recorded as a repayment for everyone.

How is my data handled?

You sign in with a one-time email code — no password is stored. Your data syncs across your devices, and you can export or delete it anytime under the GDPR.

Which platforms and languages are supported?

Moula runs on iOS and Android. The app is currently in English; this website is available in English and French.

Stay in the loop

Product news and the launch announcement — nothing else, no spam.

Ready to know who owes what?

Get Moula free on iOS and Android and take back control of your budget.

Download on the App StoreComing soonGet it on Google PlayComing soon
Moula – Track your expenses, split costs, settle up